At the core of our services lies our commitment to guiding you through every step of your financial journey with integrity, transparency, excellence, and unwavering support.
At every stage of life—from navigating market volatility to managing retirement income and optimizing your legacy—we take the time to understand who you are, what you value, and what you want to achieve. We believe that financial planning is deeply personal, and we tailor our approach to reflect your unique goals and dreams. Our aim is to help you protect your family's legacy, ensuring that the financial strategies we develop together not only serve your needs today but also secure a lasting impact for generations to come.
Retirement Planning
You’ve worked hard to create the life you’ve always envisioned. Now, it’s time to enjoy it. We’ll work with you to build a custom retirement income plan that allows you to achieve your goals and live the retirement you’ve dreamed of.
Income Planning
Our wealth management strategies are designed to evolve with you, ensuring your financial plan grows and adapts as your life changes. From managing cash flow to planning for future income, our team provides personalized guidance to meet your ever-changing needs.
Legacy Planning
Protecting your family's legacy is at the heart of what we do. We’ll help you plan how to pass down your wealth and values to future generations or to causes that are meaningful to you, ensuring your legacy lives on.
Social Security Maximization
Making informed decisions about Social Security is key to a successful retirement. We provide answers to your questions about when to start, how it impacts your taxes, and how it fits into your broader financial plan.
Life Insurance
Life insurance isn’t just about those who have passed; it’s about the people you leave behind. We’ll help you design a policy that replaces lost income, supports your loved ones, and enhances your legacy.
Long-Term Care
The unexpected cost of long-term care can derail even the best financial plans. We’ll help you prepare for healthcare needs, so your retirement savings remain protected, no matter what comes your way.
Estate Planning
Life is full of changes—whether it’s marriage, divorce, birth, or loss, having an estate plan ensures your wishes are honored. We’ll guide you in managing your assets so that your estate is protected, and your family’s future is secure.
Tax Strategies
Navigating the tax code is critical to ensuring long-term financial health. We’ll help you develop tax-efficient strategies for investments, estate planning, and more, so you can reduce your tax burden while maximizing your returns.
Healthcare Planning
Healthcare costs can be one of the biggest challenges in retirement. We’ll work with you to plan for rising medical expenses so you can focus on your health without worrying about financial strain.
401(k), IRAs, and RMD Planning
Planning for the future doesn’t have to be overwhelming. We’ll help you optimize your 401(k) and IRAs, ensure you meet Required Minimum Distributions (RMDs), and develop tax-efficient strategies that protect your retirement income.
With Luxon Brown, you can trust that every decision is made with integrity and transparency, and that we are committed to providing you with the excellence and support you need to protect your family’s legacy and achieve your financial goals.
